Lumpsum Investment Calculator

Calculate future value of your one-time investment with compound growth over time.

Investment Details

₹1,000₹1 Crore
1%30%
1 Year40 Years

One-time Investment

Invest once and let compound interest work

Compound Growth

Earn returns on returns over time

Investment Returns

Future Value ₹3,10,585
Investment Amount ₹1,00,000
Total Returns ₹2,10,585
Absolute Returns 210.59%

Year-wise Growth

Year Investment Value Returns Earned

About Lumpsum Investment

What is Lumpsum?

Lumpsum investment means investing a large amount of money at once, rather than spreading it over time. The investment grows through compound interest.

Formula

FV = PV × (1 + r)^n

FV = Future Value, PV = Present Value, r = Rate, n = Years

Best For

  • Large windfall amounts (bonus, inheritance)
  • Market bottom opportunities
  • Long-term wealth creation
  • When you have idle funds

Lumpsum vs SIP

  • Lumpsum: Higher returns if market goes up
  • SIP: Lower risk, rupee cost averaging
  • Best: Combine both strategies